(Side note: I love Wealthfront for investing. I use the savings of the term policy over the whole life and invest in Roth IRAs, mutual funds, and I also have a 403(b) at work. My kids will be out of the house when my term policy expires, and my wife can live off my retirement portfolio if something happened to me. I view insurance as something I need when a catastrophe happens.Ī lot of people question why I do term life insurance over whole life. I have health insurance, car insurance, and term life insurance. Personally, I’m not one to carry a lot of extra insurance. It started with the 2004 PowerBook G4, then 2008 MacBook, iPhone 3G, iPhone 4, iPhone 5, iPhone 6, iPhone 6s Plus, iPhone X, multiple other Mac laptops, and numerous iPads. Over the years, I’ve owned many Apple devices. I’ve never bought AppleCare on a device, and I’ve never regretted it. Thanks to the iPhone Upgrade Program and leasing through cellular carriers, it’s gotten a lot easier to always carry the latest iPhone. While people generally buy Macs and iPads when they are falling apart, a lot of people love to buy the latest iPhone every other year, if not every year. Is AppleCare worth the price? Is AppleCare good value? These are questions I get asked a lot this time of year.

Applecare for macbook air